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Written evidence on homelessness and rent arrears

Though not the only driver of homelessness, the past five years have seen a large increase in the number of rent arrears issues dealt with by Scotland’s CAB network. CAS is commencing research to examine the causes and consequences of rent arrears for CAB clients, including those who become homeless as a result. This submission examines CAB data related to homelessness and rent arrears, as well as some of the causes of rent arrears that can lead to evictions and homelessness.

Patient Advice and Support Service Annual Report 2018/19

Citizens Advice Scotland delivers free, independent, confidential advice and support for patients of the NHS in Scotland through the Patient Advice and Support Service (PASS). 

Consumer Futures Unit Response to the Scottish Government Draft Energy Strategy

“We welcome the production of an energy strategy which draws together all aspects of energy production and consumption, and presents a whole system view. 

We also welcome the ambition of the strategy to deliver targets such as an all energy target for the equivalent of 50% of Scotland’s heat, transport and electricity to be supplied from renewable sources by 2030. However given the significant role that consumers are likely to play in achieving these targets, the impacts upon consumers must be central to proposals and policies set out in the final energy strategy.

Consumers will be especially important in the delivery of low carbon heating in Scotland’s domestic buildings. Given the uptake of renewable heating systems in Scotland has been relatively low to date, the affordability and understanding of consumer behaviour in new policies must be carefully considered moving forward.

Currently those who live off the gas grid and often rely on expensive electric heating suffer from the highest rates of fuel poverty. The transition to low carbon heating systems and a low carbon energy system more widely, must ensure that these households are supported as a priority.

As highlighted as a key theme in the strategy, the energy transition must be stable and managed and consider the needs of all consumers in Scotland.”  

Who Are You?

Our 5th edition in the 'Who Are You?' series, coming to you in a new format, describes those coming to citizens advice bureaux in Scotland for advice during November 2016.  

Living from one pay day to the next

We asked people from across Scotland about their relationship with money, debt, credit, and planning for the future.

CFU Briefing - District Heating in Scotland

The Consumer Futures Unit is publishing a series of briefing sheets that draw together evidence and recommendations on issues relevant to energy, post and water consumers in Scotland. This briefing gives an overview of consumer issues in relation to district heating in Scotland. 

Different Rules for Different Fuels: Exploring Consumer Protection in the District Heating Market

Different Rules for Different Fuels examines consumer and supplier experience of district heating in Scotland in relation to consumer protection, and what consumer protection measures could be implemented in Scotland. The CFU is calling for greater protection for consumers in Scotland who use district heating schemes, based on research carried out by Changeworks and the Centre for Sustainable Energy on behalf of the CFU. 

Written evidence - The impact and consequences of the two child policy in Child Tax Credits

CAS is generally concerned about the restriction on families to only being able to claim Child Tax Credits or Universal Credit for two children. Advice on Child Tax Credits is one of the most common issues that clients seek advice on, with 13,363 new issues during the year, an increase of 14% compared with the previous 12 months. A CAB client profile survey in November 2016 showed that 9.3% of clients (1 in every 11) who were given advice on an issue related to Child Tax Credits were from a large family, with three or more dependent children.

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