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Publication date:October 2010
A summary briefing and evidence based memorandum prepared for the debate on Banking in Scotland in Westminster Hall at the UK Parliament.
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Publication date:October 2010
CAS submitted a briefing for the Work & Pensions Committee for their evidence session taking place the 20th October, on the changes to Housing Benefit announced in the June 2010 budget. The evidence based briefing presents the Scottish perspective on the proposed changes.
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Publication date:October 2010
Briefing for MSPs on The Legal Services Bill which was passed at stage 3 on October 6th 2010.
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Publication date:September 2010
CAS was a major contributor to the Scottish Campaign on Welfare Reform's joint member response to the 21st Century Welfare Consultation, which saw some of the groups key policy calls for a better welfare system included in the consultation paper.
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Publication date:September 2010
Response from CAS on the Office of Fair Trading consultation on e-consumer protection.
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Publication date:September 2010
Consultation response on the Work Capability Assessment for Employment and Support Allowance.
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Publication date:September 2010
A response from CAS to the Low Pay Commission.
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Evidence on overdraft charges from Scottish CABPublication date:June 2010
Research report which looks at the continuing effects of unfair and disproportionate overdraft charges on vulnerable and low income clients.
The recession has left Scots more exposed than ever to disproportionate and unfair overdraft charges from their banks. For our clients they are unfair – they are disproportionate to the level of infringement, they penalise low income customers for being poor, and trap many in a cycle of debt for an overdraft that can be as little as a penny.
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Publication date:June 2010
Briefing sheet to accompany the Fully Charged report which focused on bank charges and their effect on CAB clients.
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Publication date:May 2010
Members business debate on CAS's evidence report on Employment and Support Allowance (ESA), Unfit for Purpose.
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Publication date:May 2010
A report on how problems with Employment and Support Allowance (ESA) are affecting CAB clients. Many people with serious health problems are being found fit for work.
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Publication date:May 2010
A consultation on the pilot operation of civil sanction powers for consumer law enforcement.
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Publication date:May 2010
Response from CAS on the Review of Strategic Approach to the Provision of Information, Advice and Representation.
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Collection PeriodsPublication date:April 2010
A briefing for politicians on the effects of community charge and council tax collection periods on CAB clients.
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Publication date:April 2010
Consultation response on community charge and council tax collection periods.
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Publication date:April 2010
Scottish Campaign on Welfare Reform: Manifesto for Change.
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Publication date:April 2010
Response from CAS on the Independent Budget Review.
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The Drowning in Debt ReportPublication date:March 2010
This briefing highlights some of the social policy successes achieved by the CAB Service in Scotland from January 2009 to February 2010.
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Publication date:March 2010
Draft proposal for a Bill to align local authority powers to pursue tax debts with those for other debts.
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Publication date:March 2010
Joint response from CAS and Citizens Advice (England and Wales) to the BIS consultation on 'The Role and Powers of the Consumer Advocate'.
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Stressed About Debt? High costs of energy, food and fuel mean that many people are finding it impossible to keep up, worrying about debt or falling behind on bills. The Citizens Advice network in Scotland is here for you, with free, confidential and impartial advice in a variety of ways.