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Publication date:January 2020
CAS responded and gave evidence to the Inquiry on Protected Trust Deeds.
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Publication date:October 2019
Andrew Scobie of Perth CAB has carried out a qualitative study to explore how third parties, specifically creditors and health professionals, are responding to the needs and circumstances of indebted citizens with mental health issues.
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CAS response to the Insolvency Service's call for evidence on regulation of Insolvency Practitioners
Publication date:October 2019Citizens Advice Scotland has responded to the Insolvency Service's call for evidence on Insolvency Practitioner regulation.
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Publication date:October 2019
CAS welcomes the FCA's commitment to vulnerable consumers and the guidance they have published to help firms understand their obligations.
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Publication date:August 2019
CAS has responded to the Accountant in Bankruptcy's consultation on returning funds to the free sector.
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Publication date:August 2019
Citizens Advice Scotland has responded to a call for written evidence on the Debt Arrangement Scheme Regulations 2019.
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Publication date:August 2019
CAS has responded to the Financial Ombudsman Service's consultation on its future funding.
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Publication date:June 2019
CAS has responded to the Money and Pensions Service listening document.
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Publication date:May 2019
CAS has responded to the Competition and Markets Authority's Funeral Market Statement of Issues consultation.
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Publication date:May 2019
Citizens Advice Scotland has responded to a consultation on the use of Protected Trust Deeds (PTDs)
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Publication date:March 2019
Citizens Advice Scotland has responded to Citizens Advice Scotland has responded to the FCA's CP18/42: High-Cost Credit Review: Overdrafts consultation.
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Publication date:March 2019
CAS has responded to the FCA's consultation on Buy Now Pay Later offers.
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Publication date:January 2019
CAS has responded to the Accountant in Bankruptcy's building a better debt arrangement scheme consultation
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Publication date:January 2019
CAS responded to a Financial Conduct Authority (FCA) consultation to support their proposed cap on rent-to-own stores, e.g. Brighthouse.
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Publication date:November 2018
Citizens Advice Scotland responded to the Scottish Government consultation on Draft Statutory Guidance on Funeral Costs.
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CAS, Money Advice Scotland and StepChange joint briefingPublication date:November 2018
Citizens Advice Scotland, Money Advice Scotland and StepChange believe that the prescriptive period for Council Tax arrears and reserved social security benefits and tax credit debt should be reduced from 20 years to five years. We support amendments which would remove the exemptions in the Bill for these debts.
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Causes and Consequences for CAB ClientsPublication date:October 2018Advice in relation to rent arrears has grown by over 40% since 2012, whilst debt-related issues have declined. This report examines the reasons why this steady increase in rent arrears has occurred, as well as who is most likely to be affected. It also looks at how CAB clients cope with being behind on the rent, and how they have managed to escape rent arrears – if they have indeed managed to do so.
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Publication date:August 2018
Citizens Advice Scotland provided evidence to HM Treasury's pre-paid funeral plans: call for evidence. We focused on the importance of ensuring consumers were both fully informed and protected from harm.
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Publication date:July 2018
Citizens Advice Scotland responded to Financial Conduct Authority's Discussion Paper on Rent to Own, answering questions about 'What alternative solutions could there be to address harm from high prices?' and 'What issues should the Financial Conduct Authority should take into account in carrying out further work on a price‑cap'
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Publication date:June 2018
Citizens Advice Scotland welcomed the opportunity to respond to this consultation concerning competition and transparency in the provision of funerals and crematoria market power.
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Stressed About Debt? High costs of energy, food and fuel mean that many people are finding it impossible to keep up, worrying about debt or falling behind on bills. The Citizens Advice network in Scotland is here for you, with free, confidential and impartial advice in a variety of ways.