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Publication date:September 2010
A response from CAS to the Low Pay Commission.
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Publication date:July 2010
Information about and how to order our public facing leaflets, booklets and poster providing information about advice on offer fromCitizens Advice Bureaux.
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Evidence on overdraft charges from Scottish CABPublication date:June 2010
Research report which looks at the continuing effects of unfair and disproportionate overdraft charges on vulnerable and low income clients.
The recession has left Scots more exposed than ever to disproportionate and unfair overdraft charges from their banks. For our clients they are unfair – they are disproportionate to the level of infringement, they penalise low income customers for being poor, and trap many in a cycle of debt for an overdraft that can be as little as a penny.
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Publication date:June 2010
Briefing sheet to accompany the Fully Charged report which focused on bank charges and their effect on CAB clients.
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Publication date:May 2010
Members business debate on CAS's evidence report on Employment and Support Allowance (ESA), Unfit for Purpose.
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Publication date:May 2010
Response from CAS on the Review of Strategic Approach to the Provision of Information, Advice and Representation.
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Publication date:May 2010
A report on how problems with Employment and Support Allowance (ESA) are affecting CAB clients. Many people with serious health problems are being found fit for work.
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Publication date:May 2010
A consultation on the pilot operation of civil sanction powers for consumer law enforcement.
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Collection PeriodsPublication date:April 2010
A briefing for politicians on the effects of community charge and council tax collection periods on CAB clients.
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Publication date:April 2010
Scottish Campaign on Welfare Reform: Manifesto for Change.
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Publication date:April 2010
Volunteer and make a difference. Give advice in your local CAB
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Publication date:April 2010
Response from CAS on the Independent Budget Review.
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Publication date:April 2010
Consultation response on community charge and council tax collection periods.
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Publication date:March 2010
CAS financial statements for the year ended 31st March 2010.
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The Drowning in Debt ReportPublication date:March 2010
This briefing highlights some of the social policy successes achieved by the CAB Service in Scotland from January 2009 to February 2010.
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Publication date:March 2010
Draft proposal for a Bill to align local authority powers to pursue tax debts with those for other debts.
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Publication date:March 2010
Joint response from CAS and Citizens Advice (England and Wales) to the BIS consultation on 'The Role and Powers of the Consumer Advocate'.
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Publication date:March 2010
CAS's response to the UK Government's consultation on developing the banking and financial services available at the PO.
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Publication date:March 2010
Briefing on debt management companies based on evidence from CAB clients.
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Publication date:February 2010
Stage 3 Debate Briefing for Politicians on the Home Owner & Debtor Protection (Scotland) Bill.
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Stressed About Debt? High costs of energy, food and fuel mean that many people are finding it impossible to keep up, worrying about debt or falling behind on bills. The Citizens Advice network in Scotland is here for you, with free, confidential and impartial advice in a variety of ways.