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Publication date:June 2009A briefing paper looking at the experience of people on a low income who are in debt.
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Publication date:June 2009A report based on research amongst Scottish citizens advice bureau (CAB) debt clients in 2008.
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Publication date:June 2009Briefing sheet introducing Drowning in Debt - a CAS report on multiple debt.
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Publication date:March 2009Briefing sent to the Treasury Select Committee detailing the evidence of Scottish citizens advice bureaux regarding the actions and policies of UK banks.
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Publication date:March 2009Briefing sheet exploring the issues faced by people looking after children that are not their own.
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Publication date:March 2009A summary of the services offered by CAS to our member citizens advice bureaux including training, information services, and social policy work.
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Publication date:February 2009Briefing which outlines the impact the credit crunch has had on Scottish CAB clients.
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BenefitsPublication date:December 2008A briefing highlighting the social policy successes achieved by the CAB Service in Scotland between July and December 2008.
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Publication date:December 2008What a year it’s been, for all of us. We’ve seen some big changes in Scottish Government, nationally and locally, and the emergence of the economic conditions that we now know as the Credit Crunch.
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Publication date:December 2008Briefing which outlines the increase in homelessness issues that bureaux have dealt with since 2000.
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Publication date:December 2008Briefing which examines the problems experienced by CAB clients living in private rented accommodation.
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Publication date:December 2008Briefing sheet which looks at the issues homeowners face in Scotland.
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Publication date:December 2008Briefing which considers the problems experienced by CAB clients living in social housing.
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Publication date:November 2008Consultation response focusing on the problems that bureau clients experience in operating their current accounts.
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Publication date:November 2008Consultation response on Irresponsible Lending to the Office of Fair Trading
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Publication date:October 2008A summary of the CAS research into the accessibility of the Debt Arrangement Scheme for CAB clients.
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Publication date:October 2008Briefing sheet which outlines the key findings of the Continental Drift report on A8 migrant workers and their advice needs.
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Publication date:October 2008Response to the DWP's Green Paper on welfare reform.
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Publication date:October 2008Briefing which outlines the key findings from the Growing Old Together research report about older CAB clients and debt.
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Understanding advice and information needs for A8 migrant workers in ScotlandPublication date:October 2008Evidence report looking at the advice and information needs of clients from A8 countries. A8 countries are Czech Republic, Estonia, Hungary, Latvia, Lithuania, Poland, Slovakia and Slovenia.
The research findings are intended to help Citizens Advice Scotland (CAS) better understand the interface between this new client group and the capacity and ability of bureaux to deal with their needs. The research will contribute to the evidence base on new migrants in Scotland and inform CAS’s policy recommendations.
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Stressed About Debt? High costs of energy, food and fuel mean that many people are finding it impossible to keep up, worrying about debt or falling behind on bills. The Citizens Advice network in Scotland is here for you, with free, confidential and impartial advice in a variety of ways.