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Publication date:June 2009A briefing paper looking at the experience of people on a low income who are in debt.
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Publication date:June 2009A report based on research amongst Scottish citizens advice bureau (CAB) debt clients in 2008.
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Publication date:June 2009Briefing sheet introducing Drowning in Debt - a CAS report on multiple debt.
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Publication date:June 2009Drowning in Debt briefing sheet which focuses on clients with ill health or disabilities.
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Publication date:June 2009Consultation response which outlines the problems faced by bureaux clients in the consumer credit sector.
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Publication date:June 2009Drowning in Debt briefing sheet which focuses on how clients cope with debt.
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Publication date:June 2009Submission to the Justice Committee by CAS in regards to the Debt Arrangement Scheme (Scotland) Amendment Regulations 2009.
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Publication date:June 2009Drowning in Debt briefing sheet which focuses on clients who are lone parents.
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Publication date:June 2009Drowning in Debt briefing sheet which focuses on young clients.
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Publication date:June 2009Drowning in Debt briefing sheet which focuses on creditor behaviour.
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Publication date:March 2009Briefing sheet exploring the issues faced by people looking after children that are not their own.
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Publication date:March 2009A summary of the services offered by CAS to our member citizens advice bureaux including training, information services, and social policy work.
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Publication date:March 2009Briefing sent to the Treasury Select Committee detailing the evidence of Scottish citizens advice bureaux regarding the actions and policies of UK banks.
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Publication date:February 2009Briefing which outlines the impact the credit crunch has had on Scottish CAB clients.
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BenefitsPublication date:December 2008A briefing highlighting the social policy successes achieved by the CAB Service in Scotland between July and December 2008.
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Publication date:December 2008What a year it’s been, for all of us. We’ve seen some big changes in Scottish Government, nationally and locally, and the emergence of the economic conditions that we now know as the Credit Crunch.
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Publication date:December 2008Briefing sheet which looks at the issues homeowners face in Scotland.
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Publication date:December 2008Briefing which considers the problems experienced by CAB clients living in social housing.
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Publication date:December 2008Briefing which outlines the increase in homelessness issues that bureaux have dealt with since 2000.
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Publication date:December 2008Briefing which examines the problems experienced by CAB clients living in private rented accommodation.
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Stressed About Debt? High costs of energy, food and fuel mean that many people are finding it impossible to keep up, worrying about debt or falling behind on bills. The Citizens Advice network in Scotland is here for you, with free, confidential and impartial advice in a variety of ways.