![](https://www.cas.org.uk/system/files/publication-covers/Briefings%20publication%20cover%20A4%20blue_17.jpg)
The Citizens Advice Bureau (CAB) service in Scotland offers assistance across the whole range of issues which affect clients. This puts us in a unique position to comment on the interaction between policy initiatives originating from the Westminster Government and those which come from the Scottish Executive. One such area is the interface between Westminster’s policy on overpaid tax credits and the Scottish Executive’s policy on helping people with debt problems.