This research report, part of our ‘Paying the Poverty Premium’ series, was designed to investigate Scottish CAB clients’ experiences of the “poverty premium”.
The “poverty premium” is a term used to describe how those on low incomes often pay more for essential goods and services. It has been calculated that this premium increases cost by 10% on average.
This report highlights the experiences of a sample of clients who have come to the Scottish CAB Service for help with a range of issues. Whilst this research does not seek to quantify the incidence of the poverty premium, it does provide evidence that the premium continues to operate across the various essential services including communications, energy and banking.
Each section of the report highlights cases that provide examples of the continued operation of the premium in each of those areas.