Bank accounts for bankrupts

Citizens Advice Scotland welcomes the chance to respond to the Insolvency Service’s consultation on bank accounts for bankrupts. Although the bankruptcy processes and structures in Scotland are different from that of England, Wales and indeed Northern Ireland, Scottish Citizens Advice Bureaux clients still experience many of the same problems as those in the rest of the UK when it comes to opening or maintaining bank accounts. Undischarged bankrupts have particular problems in opening or maintaining bank accounts.