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Bailed Out

Issues affecting flooded consumers and ability to access affordable insurance

CAS undertook a detailed survey research of 178 households in Scotland, over two thirds of which live in a flood risk area based on SEPA analysis.

In this survey we explored issues surrounding home insurance and financial protection against flooding events as well as inviting more general comments with regard to consumers’ experiences of a flooding event.

We are also supporting and promoting a new government backed industry initiative called Flood Re which seeks to lower premiums for those in Flood risk communities and help with many of the issues raised in this research.

Image credit: "Bathgate Flooding" by Shaun Milne licensed under CC BY 2.0

Author
Fraser Sutherland
Publication date
September 2016
Publication type
Policy
Number of pages
44