Submission to the Justice Committee by CAS in regards to the Debt Arrangement Scheme (Scotland) Amendment Regulations 2009.
The Debt Arrangement Scheme (DAS) was introduced by the Debt Arrangement Scheme and Attachment (Scotland) Act 2002, and launched in November 2004. CAS had been involved in its development for almost 15 years, and were critical of the original scheme due to the absence of compulsory composition for debt (debt write off), and freezing of interest and charges.