Westminster Hall Debate: Banking in Scotland

Citizens Advice Bureaux in Scotland report that the banking crisis and the recession have had a significant effect on the financial well being of bureaux clients. Poor banking policies and practices which have existed since before the recession have negatively impacted clients who have lost their jobs, those who have seen their income considerably reduced, people with debt and those who have become bankrupt. Citizens Advice Scotland's research shows that in the recession banks became aggressive and unsympathetic creditors – worryingly nine out of ten CAB debt clients in 2008 had debt with a bank.