Debt (mis)management

One of the effects of the recent economic downturn has been an increase in debtors seeking help with their debts and a concurrent increase in the number of commercial debt management companies willing to offer their services. Whilst many companies offer support to those in financial difficulty, others can take advantage of people who are at their most vulnerable.

Scottish citizens advice bureaux have seen significant numbers of clients who have sought advice after experiencing problems with a debt management company.